Turiya has experienced team members and an advisory board who are veterans in the financial services industry.  One of the foremost areas identified by senior management of Turiya is Risk Profiling as this is essentially important in determining the suitability of the product for the client.   

Team is fully conversant with Regulation 16 of Investment Advisors Regulations 2013 and would ensure to comprise following information apart from the questionnaire attached below in the Risk Profiling -

• Age

• Details of Family members

• Family Situation

• Income and Financial Obligations

• Occupation and Employment

• Present Financial Position including assets and liabilities/borrowing details

• Current investments

• Investment Objectives

• Time Horizon

• Past investment record and experience, if any

We will inter alia, use a questionnaire and a quantitative score-based model. However, we recognize that there are limitations to the questionnaires for risk profiling. We also recognize that the risk profiling is not just about categorizing clients into high, medium and low risk based on the limited information they share with us. That is why our experienced senior management team will be fully involved in the process and we will make sure that the records are maintained for the same.